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The cost of flood insurance is a drop in the bucket compared to the cost of flood damage!

Flood Insurance Basics - 5 Things Every Floridian Should Know

  1. DON'T WAIT - Flood insurance is easy to purchase and is very affordable, but there is a 30-day waiting period before a flood insurance policy takes effect. So don't wait until the last minute to purchase it.
  2. YOU MAY NOT BE COVERED - Floods are not covered under homeowners and renters policies. Only a specific flood insurance policy will cover home flood-related losses.
  3. WHAT IS COVERED - Flood insurance covers direct physical losses from floods resulting from related erosion caused by waves or currents, storms, flash floods, and abnormal tide surge.
  4. WHAT ABOUT PERSONAL PROPERTY - Flood insurance coverage for the structure and contents of the home are sold separately.  Buildings are covered for replacement costs, but coverage for personal property is available on an actual cash value basis only.
  5. IS MY CAR COVERED - Flood losses for cars are covered under the optional, comprehensive portion of a standard automobile insurance policy.

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A Special Message from Tom Wienkoski: President, NuVantage Insurance

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NuVantage Insurance

3905 W. Eau Gallie Blvd, Ste 104, Melbourne, FL 32934

Telephone: 1-321-253-9000

Fax: 1-321-726-6350